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Personal Finance for Filipinos
Practical guides on budgeting, saving, investing, and building wealth written for Filipinos. No jargon, no fluff - just what actually works in the Philippine context.
- Is Binance Legal in PH? The SEC Blocked List for 2026 Binance, Coinbase, Gemini, OKX and dozens more have been blocked in the Philippines. Which platforms the SEC actually named, what it means for coins you hold offshore, and how to move to a licensed provider.
- Hulugan Culture: Bakit Laging Wala Kang Pera Tuwing Sahod Hindi ka gastador, na-restructure lang ang sahod mo. The installment stacking math on a 25,000 peso take-home, why BNPL delinquency runs higher than other credit, and a 30-day reset.
- MP2's 7.12% vs 6.2% Inflation: Your Real Return in 2026 A record 7.12% dividend rate against 6.2% inflation leaves a real return under 1%. The peso math on 5,000 a month, and why the tax exemption is worth more than the headline rate.
- Digital Bank Interest Rates in the Philippines: How Tiered Rates Actually Work The headline rate applies to the first slice of your balance, not all of it. See the real blended yield on a 100,000 peso balance and how to pick a bank on the number that matters.
- Emergency Fund Philippines: How Much You Actually Need in 2026 The 3 to 6 months rule was written for countries with unemployment insurance. Tiered targets for regular employees, contractual workers, and freelancers, with real peso figures.
- Filipino Financial Literacy 101: The Core Money Skills to Learn First in 2026 Financial literacy in the Philippines starts here. Learn the core money skills every Filipino should master first: budgeting, saving, debt, and more.
- US Stocks for Filipino Investors: A Practical Guide A beginner's guide to investing in US stocks from the Philippines. Covers the advantages, how to open a brokerage account, the best ETFs for long-term investors, and what taxes to expect.